When an everyday ‘Mum and Dad’ couple dreams of leveraging property to maximise their wealth before retirement, the path can often be riddled with challenges. This is especially true when they need to balance their financial capabilities with the goal of acquiring multiple properties. Enter ALC and their trusted finance broker partner, who recently helped a dedicated couple purchase three House and Land packages in Victoria and Queensland. Here’s a closer look at their journey.
The Initial Challenge
Our clients, a hardworking couple with the aspiration of securing their financial future through strategic property investments, faced a common yet significant challenge. With limited lending capacity, their goal was to purchase two to three properties that would maximise their wealth-building potential. The challenge was finding properties within their budget and ensuring these investments were tailored to their specific financial situation.
Why Choose ALC?
When it came to selecting a property aggregator, the couple’s finance broker turned to ALC for our expertise and commitment to tailored solutions. Unlike other property companies that offer maximum purchase price options without considering individual financial circumstances, ALC’s approach is different. We provide suitable stock and go the extra mile to ensure every investment aligns perfectly with the client’s financial goals. This alignment of mindset—between the broker tailoring the finance and ALC customising the property solutions—was crucial for the couple’s success.
The Proof is in the Portfolio
The journey began with the couple leveraging the equity in their home to purchase their first investment property in Doreen, Victoria, for $340,000 in 2018. Recognising their potential for further investment, ALC and the finance broker carefully evaluated their financial capacity and identified suitable opportunities. This meticulous approach led to the purchase of a second property in Helidon, Queensland, for $357,960 in 2021. Simultaneously, the couple set up a Self-Managed Super Fund (SMSF) and acquired a third property in Yarrabilba, Queensland, for $425,000.
The outcomes speak volumes. Within a few years, the couple successfully acquired three strategically selected properties, each aligned with their financial goals and retirement plan. The properties in Victoria and Queensland not only diversified their portfolio but also maximised their investment potential within their lending capacity.
Let’s take a look at the capital growth on comparable properties at these locations…
Doreen, Victoria: Sold 11 February 2024 for $445,000
Helidon, Queensland: Sold 04 December 2023 for $485,000
Yarrabilba, Queensland: Sold 24 April 2024 for $595,000
This impressive capital growth shows how well their investment strategy will pay off and highlights the benefits of careful planning and expert advice in property investment.
Navigating the property purchase process is rarely straightforward, but it’s where ALC thrives. Whether it was dealing with financial assessments, ensuring legal compliance, or managing the logistics of multiple purchases, ALC’s comprehensive end-to-end service was pivotal. Our ability to address and overcome these hurdles with precision and dedication provided the couple with the security and confidence they needed throughout their investment journey.
“ALC will not only provide suitable stock but will go that step further to ensure it is a tailored solution, which for me as a broker is the exact mindset when tailoring the finance”.
Future Prospects
As the couple continues on their path to financial independence, ALC remains a steadfast partner. With ongoing support and strategic advice, ALC will help navigate future investments, ensuring their portfolio continues to grow and deliver value.
“Working with ALC has been a game-changer for my clients. Their ability to provide tailored property solutions, coupled with their commitment to an end-to-end service, has made all the difference. ALC doesn’t just treat property investment as a transaction—they’re genuinely invested in the journey, and that’s exactly the support my clients needed.”
Are your clients looking to secure their financial futures through property investment? Connect with our team to discover how ALC can provide a property package that aligns with your buyers’ criteria.
